Click Here To Reorder Checks Online
Click Here to Order Gift Cards
CHECKING ACCOUNTS
Bank 360 has a checking account to suit your individual money management needs. Each of our four checking options offer a slightly different approach to
interest earnings, service charges, minimum balance, and banking extras.
360 Free Checking:
- No monthly service fees
- No minimum balance required
- Interest paid on balances over $500
- Same day and real time deposits
- Debit card available
- No per check charges
- Direct deposit available
Full Circle Checking:
Click here to learn more about the Full Circle Benefits
- $10,000 Accidental Death Insurance
- Identity Theft Insurance
- Travel discount book - Savers Club Book
- Everyday rebate rewards
- Cash Rewards
- Free Duplicate Checks
- Debit card available
- All this, plus much more, for just $5.00 per month.
- Interest paid on all balances. No minimum balance required.
360 Money Market Deposit:
- GREAT RATES! The higher your balance, the higher your interest rate.
- No minimum balance required
- No monthly service charges
- Unlimited internal transfers
- No per check fees (unless more than three checks per month)
- Six transactions per month (three pre-authorized)
- $1,000 opening balance on Money Market Deposit required.
Full Circle Business Checking:
At Bank 360, we realize that banking requirements for each business can vary. We have the banking services you need whether you are a fledgling business, a sole proprietor, an established company, or part
of a corporate organization.
Our business accounts are flexible, easy to understand, and easy to use allowing you to focus on your business.
SAVINGS ACCOUNTS
Bank 360 savings plans help you make the most of your financial resources. Each account offers a
different approach to interest rates, deposits & withdrawals, and investment terms. In addition to our
FDIC-insured accounts, we also have other non-insured investments
through Invest 360 Investment services (retirement savings) available.
360 Classic:
A GREAT way to save! Our Classic Savings Accounts offer a low minimum balance of $5.00
and interest is compounded quarterly. You will also receive a quarterly statement detailing your transactions.
360 Savings:
Our Statement Savings Account has no minimum balance and pays interest monthly.
You will also receive a monthly statement detailing your transactions. For additional
customer convenience, you can have direct deposit or automatic withdrawals from this account.
It's the perfect way to insure that you are saving for the future.
360 Student Savings:
Savings Accounts teach our youth to start saving at an early age.
This account can be opened with as little as $5.00 and is compounded quarterly.
Certificates of Deposit (CDs):
Bank 360 offers a variety of terms from three months to five years.
Our CD's deliver a competitive rate of interest.
RETIREMENT SAVINGS
Individual Retirement Accounts:
Taxpayers under the age of 70 1/2 who have earned income can contribute to a
traditional Individual Retirement Account (IRA), even if they are covered
by an employer's retirement plan, thereby allowing the taxpayer's funds to
grow faster on a tax-deferred basis. The contributions may or may not be
tax-deductible. The spouse is also eligible for an equal contribution.
SEP IRA Accounts:
Self-employed individuals and small business owners who wish to contribute funds
for the owner's and employees' retirement can establish a Simplified
Employee Pension (SEP) Plan.
The funds will grow on a tax-deferred basis.
IRA Rollover Accounts:
Distributions received from a qualified retirement plan can be
contributed or "rolled over" into a Rollover Individual Retirement Account
preserving the tax-deferred benefits of funds.
- BANK 360 is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through June 30, 2010, all non-interest bearing accounts are fully insured by the FDIC for the entire amount in the account. Coverage under the Transaction Account guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. -